Terms of Use

1. Application of Terms
These terms (“Terms”) apply to your use of this website and any pages thereof (collectively referred to as “Website”).
By accessing and using the Website, you agree to these Terms. If you do not agree to any of these Terms, please do not access or use this Website.
We reserve the right to amend, alter, modify, delete or add to any of the provisions of these Terms at any time by updating them on the Website. Unless stated otherwise, any changes shall take effect immediately.
By continuing to access and use the Website, you agree to be bound by the amended Terms. For the avoidance of doubt, these Terms were last updated on [ ].
We may change, suspend, discontinue or restrict access to the Website without notice or liability.
2. Disclaimer
All information provided on the Website is intended for general information only and should not be regarded as an offer, solicitation, advice or recommendation by us.
You are advised to undertake your own research, analysis and assessment and where appropriate, seek your own independent professional advice.
For the avoidance of doubt, we make no express or implied representation and assume no liability as to the accuracy or completeness of any information provided, or any loss arising from any decision made based on such information.
3. Intellectual Property

We, and our affiliates and licensors own and retain all proprietary and intellectual property rights, title and interest in and to, the Website and all materials therein which contains proprietary or confidential information that would fall within the scope of protection under applicable intellectual property laws or other applicable laws (including but not limited to all information, data, text, graphics, logos, icons, documents, audios and videos).

4. Limitation of Liability

We, or any of our directors, officers, employees, agents, affiliates, subsidiaries, contractors, suppliers, successors or assigns, shall not be liable for any direct, indirect, punitive, incidental, special, consequential damages, losses, expenses, liabilities under any causes of action or any damages whatsoever, including but not limited to, damages for loss of opportunity, loss of goodwill, loss of profits (whether revenue or anticipated profits), loss of savings, loss of business, or any other losses to third parties, arising out of or in connection with the use of or access to this Website and all materials therein (or the delay or inability to use or access), whether based on contract, tort, strict liability or otherwise, except where such loss or damage arises from the willful default, gross negligence or fraud by us.

5. Third Party Links

The Website may contain links to third party websites which are not maintained or controlled by us. We shall not be responsible for the availability, content, accuracy or privacy/data protection practices of such third party websites. Such links are provided solely for your convenience and does not imply any endorsement or approval by us of any content or material contained therein.

6. General
These Terms are governed by and construed in accordance with the laws of Singapore.
If any provision of these Terms is or becomes illegal, unenforceable, or invalid, that part or provision is deemed to be modified to the extent required to remedy the illegality, unenforceability or invalidity. If a modification is not possible, the part or provision must be treated for all purposes as severed from these Terms. The remainder of these Terms will be binding on you.